IME Remit Card is a Prepaid Remittance Card which uses visa network for mobility of money received through remittance channel. It is a co-branded product between IME and Global IME Bank, called “IME Remit Card’, that provides banking services to inward remittances. The card is a prepaid product which combines features of both debit and remit. Through the use of this card, customers will have the option to load the remittance amount sent through IME Agent network abroad and within Nepal and can be used by the card holder for cash withdrawals from ATMs, transactions at points of sale and e-commerce transactions.
Following documents must be submitted for the purpose of processing IME Remit Card Application:
The process of enrollment for IME Remit Card is governed by the basic principal of holding a debit/credit card i.e. customers need to fill up the Application and KYC form available at designated IME Centers. Once dully filled forms are received by the agent teller, verification will be done, after which the details will be entered into IME system for card approval and activation. The forms are checked and approved by IME Head Office, after which customers will be provided with IME Remit Card and PIN code. After the card is activated, card holder can use remit card number for performing transactions.
Authorized IME Center
Fill up application and KYC form
Verification by Agent teller and enter into the system
Card Activation(Confirmation through SMS)
After the card is activated, customer can send the money in the IME Remit card by visiting IME agent and filling up the remittance form including card number. IME agent teller will verify the number and enter into the system. As soon as this happens the amount of money which was intended to send, will be loaded in the IME Remit card and beneficiary can withdraw the money from ATM / POS machines at the earliest.
Fill up remit form with card number.
IME Agent Teller
Deposit confirmation through SMS
Ready to be used at ATM & POS
Insert your IME Remit Card in the card slot.
Select the language you desire either Nepali or English. Other languages may be available in India.
Enter your pin number.
Change the pin number ( if you are using the card for the first time)
Select withdraw funds to take money out from the ATM
Select the desired amount(Enter the desired Rupees Amount. This must be in multiple of 500 in GIBL ATMs.)
Make sure to take your cash, IME remit card and a receipt
Note: If the card is not taken out on time, ATM machine will pull the card inside the machine.
|Card Issuance Fee:||-|
|Convenience Fee:||NPR 250|
|Card Replacement Charges:||NPR 250 (For Lost and Damaged Card)|
|PIN Reissuance Charges:||NPR 100|
|SMS Banking Charges:||First year free and Rs.100 per year from second year|
|Card type||GIBL Network||NPN Member
(National Payment Network)
|VISA Network||SCT Terminals|
|Withdrawal Charges||-||NPR 20||NPR 150||NPR 30 for Visa Card|
|Balance Inquiry||-||NPR 5||NPR 50||VISA NPR 10|
Charges for INR Withdrawal from India: NPR 250 for Withdrawal(Additional 0.0015 Per INR as currency exchange fees
Besides ATM, card holder can get detail about the balance in their IME Remit Card from the nearest IME Center or IME HO whichever is convenient. For this, card holder should provide the card number to the concerned IME staff. For more information contact: 01-4430600
|Frequency & Transaction Limit||ATM||POS|
|GIBL Network||Count Per Day|
|Amount per day||100,000||500,000|
|Amount per txn||35,000||500,000|
|Visa Network (India)||Count per day|
|Amount per day||24,000||160,000|
|Amount per txn||24,000||160,000|
|Amount per month||160,000||160,000|
IME Remit Card is a Prepaid Remittance Card which uses the Visa network for mobility of money received through remittance channel. The card is a prepaid product which combines features of both debit and remit.
Withdraw cash at ATMs domestically
Shop at all swipe merchant locations that accepts IME Remit Card
IME Remit Card is available at prescribed IME Centers.
You will have to fill up the Application and KYC forms at IME Centers. You have to submit 2 passport size photo and your citizenship photocopy along with the form.
Receive remittances directly on card
No need to carry cash
Safe & secure
Facility to reload by subsequent remittances
365 days access to Contact Centre Services at 16600151515
No frequent branch visits for receiving remittances
You have to inform the card number to the remitter for receiving remittances directly on IME Remit Card.
You will receive an SMS on your registered mobile number when the amount is received on IME Remit Card.
Each time you use you IME Remit card to shop or withdraw money from an ATM, the amount is automatically deducted from your card balance.
When you are ready to pay for your purchases, give your card to cashier to swipe at the POS terminal. Check the amount printed on the receipt to see if it is correct. You will be asked to either sign the receipt or enter your PIN. The purchase amount will automatically be deducted from the card balance.
IME Remit Card is valid for 5 years from the issuance date.
IME Remit Card can be reloaded with remittance amount from any IME Centers paying a specific fee.
Card Holders can check the balance by conducting a balance enquiry from ATMs and obtain a receipt showing the balance.
You can send any amount on IME Remit Card.
You can aim to have only one IME Remit Card on your identity card.
Yes, card holder can get mini-statement containing last 5 transactions in the account, which can be obtained from the ATM network of Global IME Bank Ltd.
You can obtain ATM PIN for IME Remit Card by requesting the IME Center.
If you lose IME Remit Card, you have to immediately inform the IME Center and block the card. Card can also be blocked by contacting IME HO at 01-4430600 directly.
IME Remit Card is issued free of cost, Rs.200 will be charged annually for subscription. If the card is lost or damaged and has to be replaced Rs. 200 will be charged. And for reissuance of PIN Rs. 100 will be charged. Transaction charges will be deducted as prescribed by IME / GIBL. Please refer to applicable fees and charges section for details.
Charges for INR Withdrawal from India: NPR 250 for Withdrawal(Additional 0.0015 Per INR as currency exchange fees)
Card Holders can withdraw funds from ATMs, subject to the daily limit fixed by the bank.
Card Holder can view their balance in the screen of ATM machine, and if necessary a receipt showing the balance can also be obtained.
A statement containing last 5 transactions in the account can be obtained by using mini-statement option available in the ATM. This facility is available only in the ATM network of Global IME Bank.
Customer can change their PIN only at the Global IME banks ATMs in Nepal.
Loss of IME Remit Card
The Card Holder should immediately notify nearest IME Center if the card is lost or stolen. The card will be blocked for further use once the card holder confirms the loss of card. Any financial loss arising out of loss of Card will be Card Holder’s responsibility. New Card will be issued for the replacement of lost/damaged card at a charge of Rs. 200/-. However, new card will only be issued after the card holder submits a written application to the nearest IME Center or the IME HO card department whichever is convenient at the earliest.
IME HO Ph no: +977-1-4430600
In case the card holder misplaces PIN provided, he/she should submit a written application to the nearest IME Center or IME HO for reissue of PIN.
Renewal of IME Remit Card
IME Remit Card is valid for a period of 5 years. Upon expiry of this period, a customer can request for the renewal of the card by submitting a written application/ filling out the necessary form at the prescribed IME Centers.
Disputes settlement will be made once a written application is received from the customer or fill out the prescribed dispute settlement form. A cardholder dispute occurs whenever there is discrepancy with a merchant / ATM about the charge that is debited to the card holder’s card account.
Some examples of common disputes are given below:
Time Frame for Dispute Settlement:
For SCT /NPN network related Transactions- Minimum One week from the date of processing.
For ATM related transactions- 45 days from the date of processing.
For POS transactions- 30 days for Signed Slip Copy request and another 45 day if it is still disputed by customer.
Note: Disputed transactions are not valid after 120 days.
IME has strategic alliance with various exchange companies and Commercial Banks in Malaysia, the ...
IME (M) SDN. BHD.
Suite 2B-11-2, Block 2B,
Level 11, Plaza Sentral,
Jalan Stesen Sentral 5,
50470 Kuala Lumpur, Malaysia
Tel: + 603 2050 3456
Fax: + 603 2261 4052
Toll Free No: 1800 88 2077
By becoming our partner agent you will be open to ample opportunities to increase your revenue. As an IME agent, you will have an added advantage of offering your customer with new service, hence increasing your customer base.
Signing up with us is easy.